கல்யாண பட்ஜெட் · South India

Plan the wedding. Then plan the money for it.

Fill in every expense — mandapam, banana-leaf virundhu, flowers, gold, purohit, photos — get your total target, then see the monthly SIP that gets you there in time.

Your wedding target

₹28.55 L

₹28,55,000

Part 1

What will the kalyanam cost?

Guests expected

Venue & Stay

மண்டபம்

₹3.50 L

Wedding hall / Kalyana mandapam rent1–2 day booking₹Guest rooms & accommodationOut-of-town relatives₹Travel & transportCars, bus for guests₹

Food & Catering

சாப்பாடு

₹5.95 L

Main day meals (banana leaf virundhu)Lunch + dinner per plate × guests₹Reception dinner / buffetPrevious evening₹Tiffin, filter coffee & snacks counterMorning & between events₹Sweets & return boxesMysore pak, laddu boxes₹

Decoration & Flowers

அலங்காரம்

₹2.25 L

Stage & mandapam decorationBackdrop, drapes, kalash₹Flowers & garlandsJasmine, marigold, maalai₹Lighting, entrance & seating decorPathway, hall lights₹

Attire & Jewellery

நகை & பட்டு

₹10.60 L

Bride's silk sarees (Kanjeevaram)Muhurtham + reception₹Groom's veshti, shirts & suitAll functions₹Gold & temple jewelleryUsually the biggest single head₹Makeup, mehendi & hairstylingPer function artist₹

Rituals & Functions

சடங்குகள்

₹3.20 L

Purohit, homam & pooja itemsDakshinai, samagri₹Nichayathartham / engagementSeparate small function₹Reception & muhurtham extrasNadaswaram, thavil, mic₹Seer varisai & gifts to relativesTrays, sarees, dhotis₹

Media & Extras

மற்றவை

₹3.05 L

Photography & videographyCandid + traditional team₹Invitations & printingCards, courier, e-invite₹Music, orchestra & DJReception evening₹Miscellaneous & bufferAlways keep 5–10%₹

Total wedding budget

₹28,55,000

About ₹5,710 per guest for 500 guests.

Attire & Jewellery₹10.60 L · 37%
Food & Catering₹5.95 L · 21%
Venue & Stay₹3.50 L · 12%

Brass lamps, marigold garlands, betel leaves and gold coins on red silk

Part 2

How much to invest every month?

When is the wedding?

Savings you already have for the wedding₹Expected return from mutual funds12% p.a.Wedding cost inflation6% p.a.

Invest every month as SIP

₹78,155

for 3 years at 12% to reach ₹34.00 L — your budget of ₹28.55 L grown at 6% wedding inflation.

Target at wedding time

₹34.00 L

You invest in total

₹28.14 L

Market does the rest

₹5.87 L

Where you could invest

Split the monthly SIP across 2–3 of these. Shorter timelines lean to the lower-risk ones.

Parag Parikh Flexi Cap Fund
Flexi Cap · Moderately High risk · Diversified across market caps, good 5+ year core holding.
~13%
₹76,901/mo
HDFC Balanced Advantage Fund
Hybrid / BAF · Moderate risk · Smoother ride — suits weddings that are 2–3 years away.
~11%
₹79,425/mo
Nippon India Large Cap Fund
Large Cap · Moderately High risk · Stable bluechip exposure for the main chunk of the goal.
~12%
₹78,155/mo
Mirae Asset Mid Cap Fund
Mid Cap · High risk · Only for 5+ year timelines; keep it a smaller slice.
~14%
₹75,662/mo
ICICI Prudential Equity Savings
Equity Savings · Moderate risk · For a wedding within 12–18 months, protect capital here.
~9%
₹82,013/mo

Fund names are illustrative examples, not investment advice. Mutual fund returns are not guaranteed — please check with a SEBI-registered advisor before investing.

Next step

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